Payment Policy

Accepted Payment Methods

We accept payment by:

• Trade-In (coins, bullion, gold jewelry, raw gold, scrap gold, sterling silver)
• Cash
• Certified Check (US banks only)
• Zelle
• ACH Transfer
• Bank Wire
• Debit Card (excluding pre-paid)
• Credit Card (excluding pre-paid)
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay)
• (Coming Soon) Bitcoin, Bitcoin Cash, Ethereum, Litecoin, Dash Coin, Ripple, Tether (ERC-20, TRC-20, and Polygon), Circle (ERC-20 and Polygon), Tron, Matic

We don't accept personal or business checks, money orders, traveler's checks, or instruments from non-US banks or other financial institutions.

Transaction Limits

Some payment methods are subject to transaction limits.

• Cash: $10,000
• Cashier's Check/Certified Check: $100,000
• Zelle: $1,000-$15,000 (determined by your financial institution)
• ACH Transfer: $25,000
• Debit Card: $10,000 (in person) or $1,000 (by phone or online)
• Credit Card: $10,000 (in person) or $1,000 (by phone or online)
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay): $10,000

Processing Fees

Some payment methods are subject to processing fees.

• Cash (in amounts greater than $1,000): 0.0025% ($2.50 per $1,000)
• Debit Card: 4.0% (Chip/Tap) or 4.5% (Manual Entry)
• Credit Card: 4.0% (Chip/Tap) or 4.5% (Manual Entry)
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay): 4.0%
• (Coming Soon) Cryptocurrency: Pending

Processing Times

Some payment methods require processing time before finalizing.

• Certified Check: 2 banking days after receipt (longer for banks with no branch locations in southeast Florida)
• ACH Transfer: 6 banking days after the day of receipt

Identification Requirements

The following payment methods require the presentation of a government-issued photo ID:

• Certified Check
• Debit Card
• Credit Card
• Digital Wallet (Apple Pay, Samsung Pay, Google Pay)

We may also request a government-issued photo ID for any other accepted payment methods.